by Asset Strategy | Sep 13, 2023 | Barron's, Retirement, Retirement Planning
Roth 401(k)s remain underused, despite the growing number of companies offering them to employees. Experts say that almost everybody should contribute to these after-tax retirement accounts. Eight in 10 retirement plans administered by Vanguard offered a Roth option...
by Asset Strategy | Sep 6, 2023 | Economy, Forbes
As an armchair social scientist, my view of the health of the U.S. economy is partly based on what I can see through my windshield—the interactions in my daily life. My consumer research career gives me some additional insight. And then there’s what catches my eye in...
by Asset Strategy | Sep 5, 2023 | Investing
The term “risk tolerance” gets thrown around a lot when it comes to investing. So, what does it mean, and how does it relate to retirement? In simple terms, risk tolerance is how comfortable you are with potentially losing money on an investment.[1] If you don’t want...
by Asset Strategy | Aug 30, 2023 | Economy, The New York Times
Mortgage rates are running at a 22-year high, crimping a housing market already squeezed by high prices. Home buyers face an average rate of 7.23 percent on a 30-year fixed-rate mortgage, the most popular home loan in the United States, Freddie Mac reported on Aug....
by Asset Strategy | Aug 28, 2023 | Financial Planning, Investing
Ever wondered what treasury securities are? What about the difference between a treasury note, a treasury bond, and a treasury bill? Let’s uncover what these securities are so that you can have a sense of how they function and how they work for an investor. What Are...
